you saving skirmish/multiplay games?
hmm to be truthful..i never even tried that.
edit: did a test play with 1.95 and skirmish saved all fine and loaded up all fine with mod activated on country swing map...
i presume your error was internal error when tried load the save...
of course don't try load rs save with normal game or otherway around
it is the game can you have a look at it?